Tag: Health Expectancy
Mike, Heather, and Nicola on Health Driven Wealth (Ep. 14)

Mike, Heather, and Nicola on Health Driven Wealth (Ep. 14)

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Can your financial strategy unlock the secret to a longer, healthier life?

This week on Ideas by Mike™, Mike Milligan, CFP®, welcomes Heather Holmes, Founder and CEO of Lumiant, and Nicola Perry, VP of Sales at Lumiant, to explore the game-changing connection between health and wealth. Drawing from their expertise, Heather and Nicola unveil Halo, a revolutionary tool that personalizes long-term care and longevity planning by analyzing lifestyle, family history, and location.

Tune in to hear Heather’s powerful story of how her father’s struggles inspired her to develop Halo and learn how Nicola helps families make informed, confident decisions about their future. 

Together, they share actionable strategies to integrate health insights into financial planning, empowering you to live well today while preparing for life’s later stages.

(Whether you’re planning for retirement, caregiving for loved ones, or seeking clarity on long-term care, this episode equips you to take proactive, life-changing steps!)

Key Highlights:

  • The Halo Mission and its Benefits: How Lumiant connects health and wealth to improve longevity and financial outcomes
  • Customized Planning: Insights on your active, slower, and extended care years with tailored cost projections
  • Health Meets Wealth: Learn how financial advisors integrate wellness coaching for a truly holistic approach
  • Plan Early: Discover why ages 40-70 are ideal for long-term care planning
  • Impactful Conversations: See how Halo’s tools foster client trust and shift the focus from transactions to solutions
  • And much more!

Resources:

Connect with Mike Milligan, CFP®:

Connect with Heather Holmes:

Connect with Nicola Perry:

About Heather Holmes:

Heather Holmes is the visionary Founder and CEO of Lumiant, where she leads the charge in connecting health and wealth to improve life outcomes. Inspired by her father’s health and financial challenges, Heather developed Halo, a revolutionary tool that empowers families to plan for longevity and long-term care with clarity and confidence. Her mission is to help clients live longer, healthier, and more financially fortified lives.

About Nicola Perry:

Nicola Perry serves as VP of Sales at Lumiant, combining her adaptability and deep empathy to guide families through life’s most pivotal financial decisions. Driven by a passion for making long-term care planning accessible and personalized, Nicola works to ensure clients feel supported and prepared for every stage of life. Her work with Halo exemplifies her dedication to integrating health insights with financial strategies.

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This is Long Term Care Planning (Ep. 8)

This is Long Term Care Planning (Ep. 8)

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Did you know that over 70% of people aged 65 and older will need some form of long-term care services in their lifetime? 

This week, Mike Milligan, CFP®, dives into the world of long-term care planning, highlighting the difference it can make in our lives. 

Follow along to explore HALO, an innovative tool designed to simplify and enhance the planning process. Learn about its features, benefits, and practical applications so that you are empowered with the knowledge you need to secure a better future for yourself and your loved ones (all this from a financial planner and professor’s point of view!)

Mike discusses: 

  • Mike’s motivation and approach to long-term care planning
  • How long-term care planning fits into his one-of-a-kind financial plan model
  • HALO and its unique benefits, such as combining research to provide a personalized life and health expectancy analysis
  • Real-life implications of planning for long-term care and health expectancy
  • And more!

Resources:

Connect with Mike Milligan, CFP®:

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