Tag: Retirement Strategy
Navigating Retirement with Confidence: Strategies from Ideas by Mike (Ep. 25)

Navigating Retirement with Confidence: Strategies from Ideas by Mike (Ep. 25)

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What’s the secret to navigating your financial future with confidence?

Join Mike Milligan as he sits down with Tom Haines from Annexus to demystify fixed index annuities and their strategic role in crafting one-of-a-kind financial plans tailored for your unique retirement journey. Tom shares insights from his distinguished career, highlighting how indexing strategies can safeguard your financial future without the risk of market volatility. Dive into the depth of experience, fuelled by partnerships with top-tier institutions and renowned academics like Robert Schiller and Jeremy Siegel, ensuring your retirement portfolio is as bulletproof as it is personalized.

Mike Milligan & Tom Haines discuss:

  • How indexing and smart beta strategies can benefit retirement portfolios (03:14)
  • The role of renowned academics and industry leaders like Robert Schiller and Jeremy Siegel in financial planning (07:07)
  • Understanding the historical performance of fixed index annuities, backed by the pioneering research of Roger Ibbotson (11:25)
  • Navigating the present and future trends in fixed index annuities and ensuring they contribute effectively to your financial plan (32:47)

Resources:

Connect with Mike Milligan, CFP®:

Connect With Tom Haines:

About Tom Haines:

Tom Haines, EVP Capital Markets & Index Solution at Annexus. Tom leads the index diligence and selection process for Annexus and coordinates the firm’s relationships with asset managers, academic professionals and investment banks in conjunction with Annexus’ carrier partners. Tom is also one of the lead architects of the Lifetime Income Builder TDFs at Annexus Retirement Solutions (ARS). In his role within ARS, Tom works closely with the insurers and asset managers that partner with ARS on implementing the Lifetime Income Builder within portfolios and funds. Prior to joining Annexus, Tom led Equities Solutions Structuring at UBS Investment Bank. He began his career in index and statistical arbitrage trading within BNP Paribas’ Cooper Neff Division (Paris office) before serving as vice president in the Exchange Traded Products (ETPs) Group at NYSE Group and head of ETPs and Derivative Product Solutions at RBS. Tom’s research on index products has been published in top financial journals. He formerly served as a member of FINRA’s Investment Management Committee. Tom holds a bachelor’s degree in Quantitative Finance from James Madison University in Virginia.

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Mike and Jim on Retirement Income Planning (Ep. 12)

Mike and Jim on Retirement Income Planning (Ep. 12)

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Retirement planning goes beyond numbers—it’s about building a future that aligns with your values.

This week on Ideas by Mike™, Mike Milligan, CFP®, and Jim Fisher unveils the value of developing a retirement income plan that remains adaptable and reliable. They cover the transition from growth to income strategies and how the Forecaster tool provides clear insights into managing potential risks, like the “retirement dead zone.” 

So, tune in as they explore the essentials of tax planning, income diversification, and practical steps toward creating a stable, sustainable income throughout retirement.

Key Highlights:

  • How Jim Fisher’s innovative Forecaster tool empowers clients with personalized income projections for retirement readiness
  • The importance of income diversification: using social security, pensions, savings, and annuities to create a reliable “personal pension”
  • How shifting from growth-focused to income-focused strategies a decade before retirement helps clients manage risks effectively
  • The potential for “retirement raises”: strategies to boost post-retirement income with inflation-adjusted plans and strategic asset reallocation
  • How personalized financial planning aligns retirement strategies with individual needs, lifestyle goals, and financial well-being
  • And much more!

Connect with Mike Milligan, CFP®:

Connect with Jim Fisher:

About Our Guest:

Jim Fisher is the Founder & CEO of Jucebox and has been a longtime member of the retirement income planning space. He has a passion for teaching financial literacy to all and helping retirement professionals grow their businesses. Check out Jim’s LinkedIn to get connected with him.

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