Tag: Long-Term Care Planning

(Ep. 44) Building Personalized Financial Plans That Speak to Your Values with Adam Dell
(Ep. 44) Building Personalized Financial Plans That Speak to Your Values with Adam Dell

(Ep. 44) Building Personalized Financial Plans That Speak to Your Values with Adam Dell

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Most high earners are leaving money on the table—failing to leverage tax strategies, automation, and personalized financial planning that can skyrocket their wealth. Today’s guest, Adam Dell, reveals how innovative technology and tailored advice are transforming the landscape for affluent individuals and advisors alike.

Discover how Domain Money is rewriting the rules of wealth management for the mass affluent, offering flat-fee models, sophisticated tax strategies, and a relationship-driven approach that keeps clients engaged and on track. Adam shares insider insights on building a truly personalized financial plan—focusing on values, goals, and behavioral economics—to prevent costly mistakes like underinvesting during market dips or neglecting estate transfer complexities. You’ll break down:

  • The future of wealth management beyond AUM fees, emphasizing transparency and choice.
  • How high-yield savings accounts (like Marcus by Goldman Sachs) are critical in building robust emergency funds.
  • The real power of behavioral economics in helping clients stay disciplined, especially amid market volatility.
  • The role of advanced tax planning—HSAs, Roth conversions, and long-term care strategies—that most advisors overlook.
  • The innovative partnership between Domain and 1.oak, designed to serve clients with smaller assets and nurture their growth toward more complex needs.

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Mike, Heather, and Nicola on Health Driven Wealth (Ep. 14)

Mike, Heather, and Nicola on Health Driven Wealth (Ep. 14)

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Can your financial strategy unlock the secret to a longer, healthier life?

This week on Ideas by Mike™, Mike Milligan, CFP®, welcomes Heather Holmes, Founder and CEO of Lumiant, and Nicola Perry, VP of Sales at Lumiant, to explore the game-changing connection between health and wealth. Drawing from their expertise, Heather and Nicola unveil Halo, a revolutionary tool that personalizes long-term care and longevity planning by analyzing lifestyle, family history, and location.

Tune in to hear Heather’s powerful story of how her father’s struggles inspired her to develop Halo and learn how Nicola helps families make informed, confident decisions about their future. 

Together, they share actionable strategies to integrate health insights into financial planning, empowering you to live well today while preparing for life’s later stages.

(Whether you’re planning for retirement, caregiving for loved ones, or seeking clarity on long-term care, this episode equips you to take proactive, life-changing steps!)

Key Highlights:

  • The Halo Mission and its Benefits: How Lumiant connects health and wealth to improve longevity and financial outcomes
  • Customized Planning: Insights on your active, slower, and extended care years with tailored cost projections
  • Health Meets Wealth: Learn how financial advisors integrate wellness coaching for a truly holistic approach
  • Plan Early: Discover why ages 40-70 are ideal for long-term care planning
  • Impactful Conversations: See how Halo’s tools foster client trust and shift the focus from transactions to solutions
  • And much more!

Resources:

Connect with Mike Milligan, CFP®:

Connect with Heather Holmes:

Connect with Nicola Perry:

About Heather Holmes:

Heather Holmes is the visionary Founder and CEO of Lumiant, where she leads the charge in connecting health and wealth to improve life outcomes. Inspired by her father’s health and financial challenges, Heather developed Halo, a revolutionary tool that empowers families to plan for longevity and long-term care with clarity and confidence. Her mission is to help clients live longer, healthier, and more financially fortified lives.

About Nicola Perry:

Nicola Perry serves as VP of Sales at Lumiant, combining her adaptability and deep empathy to guide families through life’s most pivotal financial decisions. Driven by a passion for making long-term care planning accessible and personalized, Nicola works to ensure clients feel supported and prepared for every stage of life. Her work with Halo exemplifies her dedication to integrating health insights with financial strategies.

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This is Legacy Planning (Ep. 9)

This is Legacy Planning (Ep. 9)

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Legacy planning is more than just dividing up financial assets; it’s about preserving the values, traditions, and harmony within a family.

This week on Ideas by Mike™, Mike Milligan, CFP®, highlights the importance of this often-overlooked step in his unique financial planning approach. 

By incorporating SNUG — a powerful platform designed to streamline the organization of essential documents, final wishes, and family legacies — Mike empowers families to face the emotional and practical challenges that come with losing a loved one with greater ease and confidence.

Key Highlights:

  • How legacy planning is the final piece of a comprehensive financial strategy, working alongside tax planning, retirement income, investment, and long-term care
  • The importance of preserving more than just financial assets — ensuring family stories, values, and traditions live on
  • SNUG and its unique benefits in simplifying the organization of critical documents, wills, and final wishes to avoid disorganization after death
  • Real-life stories that highlight the emotional and practical burdens families face without a proper legacy plan
  • And much more!

Resources:

Connect with Mike Milligan, CFP®:

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