Financial Wellness – Ideas By Mike™ Podcast

How to Retire into a Dream Job: The Emotional Nature of Retirement | Ideas by Mike™ (Ep. 52)

By Ideas by Mike | June 5, 2026

In this latest episode of Ideas by Mike™, Dr. Ives Machiz, PhD, CFP®, a fee-only pioneer, shares lessons from 4 careers on retiring into purpose. Learn how coaching and financial education build self-sufficiency & reduce anxiety.

Join Ideas by Mike™ host Mike Milligan, CFP® & Dr. Ives Machiz, PhD, CFP®, a clinical assistant professor and financial planning pioneer, shares the wisdom gained from his extraordinary four-part career: founding a fee-only firm in the 1980s, teaching high school, navigating a family business exit, and earning a PhD.

They both tackled and discusses the emotional nature of retirement and business transitions, the core lessons of self-sufficiency from coaching basketball, the relationship between financial education and health, and the advisor’s critical role in building client trust to mitigate financial anxiety.

This episode offers essential retirement advice for pre-retirees seeking to leap from working to living a one-of-a-kind life.

Key Takeaways:

Objective Advice Requires Total Alignment: True fiduciary planning centers entirely on the individual’s specific long-term goals rather than a high-pressure push for a specific item, commission, or asset product.
Master the Fundamentals First: Successful retirement planning is built on basic, non-glamorous behaviors: consistent long-term saving, clear spending budgets, and maintaining discipline through fluctuating financial environments.
Transitions Are Emotional First: Selling a business, leaving a job, or entering retirement forces individuals into an identity vacuum. You must establish a clear plan for your lifestyle and purpose before executing the final financial liquidation.
The Inherent Value of a Third-Party Fiduciary: Much like medical professionals who refuse to treat their own families, everyday investors need neutral professionals to remove toxic emotion from highly personal wealth decisions.

About our Guest:

Dr. Ives Machiz, PhD, CFP® earned his doctorate in Personal Financial Planning from Kansas State University. He is currently a Clinical Assistant Professor in the personal Financial Planning program at Arizona State University. (Source link)

Connect with Dr. Ives on LinkedIn

Subscribe to our YouTube and Tune in to find your starting line!

Also Get the Book “The One of a Kind Financial Plan” on Amazon: https://a.co/d/hAOPAgM

#moneymanagementpodcast #financialplanningpodcast #Finance #Inflation #RetirementPlanning #EconomicHistory #IdeasByMikePodcast

**We’d love to hear your thoughts! Don’t forget to subscribe and leave a comment below!**

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Information is Cheap, Transformation is Rare | Ideas by Mike™ (EP. 51)

By Ideas by Mike | May 22, 2026

Are you endlessly consuming financial content but still feeling stuck?

In this special solo episode of the Ideas by Mike™ podcast, Mike Milligan, CFP® takes a step back to connect the dots. Over the last fifteen episodes, we’ve explored wealth, health, fear, and communication—but how do all these pieces actually fit together into a real, actionable plan for your future?

Join Mike as he bridges the gap between cheap information and rare transformation. You won’t hear any guests today, just a powerful look back so we can look forward to the next level of the show.

Discover why building a “one-of-a-kind life” is about much more than just a spreadsheet, and find out the single most important question you need to ask yourself to finally get unstuck. Stop doom-scrolling and start planning.

Subscribe to our YouTube and Tune in to find your starting line!

Also Get the Book “The One of a Kind Financial Plan” on Amazon: https://a.co/d/hAOPAgM

#moneymanagementpodcast #financialplanningpodcast #Finance #Inflation #RetirementPlanning #EconomicHistory #IdeasByMikePodcast

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Family Wealth Strategy: From One Generation to the Next | Dr. Megan McCoy (EP. 50)

By Ideas by Mike | April 24, 2026

Are your childhood memories secretly managing your money? 🤔

We ALL have these stories.

On this week’s episode of the Ideas by Mike podcast, I sat down with Dr. Megan McCoy, one of the top academic minds in financial therapy. We went deep into the psychology of how we handle money across every generation.

Dr. McCoy even shared her own vulnerable money story about how wanting to “save the world” made her think she had to take a vow of poverty—and how she rewrote that narrative. It was absolute podcast gold.

If you’ve ever felt paralyzed by a financial decision, or if you’re arguing with your spouse about money, this episode is basically a free therapy session.

Connect with Dr. Megan McCoy:
LinkedIn: https://www.linkedin.com/in/megan-mccoy-phd/

Watch the full episode here: YouTube Link

To learn more about us, visit www.1oakfinancial.com | Don’t forget to subscribe to our YouTube Channel for latest updates!

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Tax Strategies for High-Income Earners Who is “Time Poor But Cash Rich” with Keshav Kolur (EP. 49)

By Ideas by Mike | April 10, 2026

Is your wealth over-concentrated in company stock? In this episode of Ideas by Mike podcast, host Mike Milligan, CFP, sits down with Keshav Kolur—a former software engineer at Amazon and Meta who walked away from the cubicle to build Clive Capital.

Keshav reveals how he applies a “tech brain” to evaluate real estate, oil, and gas deals to minimize downside risk. If you are a high-income earner who is “time poor but cash rich,” this episode is your blueprint for rewriting your financial story through passive income and sophisticated tax strategies.

In this episode, you’ll learn:

Why tech employees are often dangerously over-concentrated in RSUs.
The specific “engineering guardrails” Keshav uses to vet private equity deals.
How to legally and ethically slash your tax bill through alternative assets.
The journey from Georgia Tech robotics to managing a multi-million dollar fund of funds.
Alternative Investments 2026 and the Passive Income for Tech Employees.
Real Estate Syndication Strategies and how to do RSU Diversification.
Tax Saving Strategies for High Earners.
Meta & Amazon Employee Wealth.
Oil and Gas Passive Income and doing Engineering Mindset in Investing.

Connect with Keshav Kolur:
Website: https://www.clivecap.com
LinkedIn: https://www.linkedin.com/in/keshavkolur
Free Resource: 100+ Question Due Diligence Checklist – https://www.clivecap.com/alternative-assets

Watch the full episode here: YouTube Link

To learn more about us, visit www.1oakfinancial.com | Don’t forget to subscribe to our YouTube Channel for latest updates!

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(Ep. 48) How Narrative Momentum Predicts Market Shifts Before the Data | Ronnie Sadka

By Ideas by Mike | March 27, 2026

In Episode 48 of Ideas by Mike podcast, Mike Milligan, CFP sat down with Ronnie Sadka, Chair of the Finance Department at Boston College and co-founder of MKT MediaStats. We dove deep into a fascinating concept he calls “Narrative Momentum.”

We humans have bounded rationality—we simply cannot process the millions of articles, tweets, and news stories published every single day. Because of this, the market often underreacts to a narrative as it slowly gains traction.

Ronnie’s research uses technology to systematically analyze these narratives, identify which topics are gaining momentum, and correlate them with asset class returns.

It’s not about guessing what the next big thing will be; it’s about systematically measuring what the world is already talking about, and positioning your portfolio accordingly.

In this episode, we cover:

How “Narrative Momentum” differs from traditional price momentum.
The danger of the “trampoline effect” (why buying the dip isn’t always smart).
How technology is bridging the gap between academic theory and actionable trading strategies.

If you want to understand how the flow of information is actively moving markets, you need to hear Ronnie break this down.

Watch the full episode here: YouTube Link

To learn more about us, visit www.1oakfinancial.com | Don’t forget to subscribe to our YouTube Channel for latest updates!

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(Ep. 47) 3 Communication Mistakes Financial Advisors Make (And How To Fix Them) | Deirdre Van Nest

By Ideas by Mike | March 13, 2026

Cut through the “sea of sameness” in financial advice by using communication as your competitive edge. In this episode of Ideas by Mike (Ep. 47), Mike Milligan, CFP, talks with communication expert Deirdre Van Ness about the three common mistakes advisors make, why effective speaking starts with strong content and emotional resonance, and how AI and gender dynamics are shaping the industry.

Main points: three advisor mistakes, content-first speaking, emotional connection, AI’s role, fewer women in finance.

Like, comment, and subscribe for more episodes on financial communication and advisor growth.

Episode Summary: This episode of Ideas by Mike features Deirdre Van Ness discussing how financial advisors can escape the “sea of sameness” through powerful communication.

Main Topics:

The Power of Communication: Using communication as a “superpower” to build trust and influence.
Three Communication Mistakes: Avoiding common pitfalls by treating every conversation as a leadership audition.
Human-AI Collaboration: Leveraging AI for efficiency while using the human element to customize the Final Output.

To learn more about us, visit www.1oakfinancial.com | Don’t forget to subscribe to our YouTube Channel for latest updates!

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(Ep. 44) Building Personalized Financial Plans That Speak to Your Values with Adam Dell

By Ideas by Mike | January 30, 2026

Most high earners are leaving money on the table—failing to leverage tax strategies, automation, and personalized financial planning that can skyrocket their wealth. Today’s guest, Adam Dell, reveals how innovative technology and tailored advice are transforming the landscape for affluent individuals and advisors alike.

Discover how Domain Money is rewriting the rules of wealth management for the mass affluent, offering flat-fee models, sophisticated tax strategies, and a relationship-driven approach that keeps clients engaged and on track. Adam shares insider insights on building a truly personalized financial plan—focusing on values, goals, and behavioral economics—to prevent costly mistakes like underinvesting during market dips or neglecting estate transfer complexities. You’ll break down:

The future of wealth management beyond AUM fees, emphasizing transparency and choice.

How high-yield savings accounts (like Marcus by Goldman Sachs) are critical in building robust emergency funds.

The real power of behavioral economics in helping clients stay disciplined, especially amid market volatility.

The role of advanced tax planning—HSAs, Roth conversions, and long-term care strategies—that most advisors overlook.

The innovative partnership between Domain and 1.oak, designed to serve clients with smaller assets and nurture their growth toward more complex needs.

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(Ep. 43) How to Stop Fighting About Money: “Financial Therapy” Tips w/ Ashley Quamme

By Ideas by Mike | January 16, 2026

In this episode of Ideas by Mike podcast, we dive deep into the intersection of love and money with Financial Therapist and “Fractional Financial Behavior Officer,” Ashley Quamme.

🎧 What You’ll Learn: Many couples struggle with financial arguments, not because the math doesn’t work, but because the psychology doesn’t align. Mike and Ashley discuss why financial planning often fails without a psychological component, how to identify your “money scripts,” and the secrets to building a “Wealthy Marriage.”

Whether you are a saver married to a spender, or a financial advisor looking to better serve your clients’ emotional needs, this episode bridges the gap between the spreadsheet and real life.

Guest: Ashley Quamme, LMFT, FBS®, CFT-I™ Visit Beyond the FP: https://www.beyondthefp.com/

Connect with Ashley Quamme: https://www.linkedin.com/in/ashley-quamme/

Host: Mike Milligan, CFP®: https://www.linkedin.com/in/mikemilligancfp/

Visit 1.oak Financial: https://wwwwww.1oakfinancial.com

Also Get the Book “The One of a Kind Financial Plan” on Amazon: https://a.co/d/hAOPAgM

#FinancialTherapy #CouplesAndMoney #FinancialPsychology #IdeasByMike #WealthyMarriage #MoneyScripts #MikeMilligan

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(Ep. 40)How Inflation Reshaped America’s Cost of Living (1909 vs 2025 Historic Prices Changes)

By Ideas by Mike | December 19, 2025

In this 40th Episode of Ideas by Mike Podcast, Mike Milligan, CFP, sits down with financial experts Coach Pete D’Arruda & Gary Nolan to discuss the history of the US economy, the stock market, and personal finance strategies. Whether you are looking for retirement planning advice, trying to understand inflation, or just want a nostalgic look back at the “good old days,” this episode is packed with value.

Coach Pete D’Arruda – Known nationally as “Coach Pete,” Peter J. D’Arruda is the President of the Capital Financial Advisory Group and a fiduciary dedicated to helping clients navigate retirement with confidence.

With over 30 years in the financial arena, he is the host of the nationally syndicated radio show The Financial Safari, which airs weekly on over 50 stations across the country.

**We’d love to hear your thoughts! Don’t forget to subscribe and leave a comment below!**

Stream all past episode of Ideas by Mike™ Podcast on YouTube!

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Real Estate Investing Tips & Franchise Growth Strategies with Rhyan Finch (Ep. 38)

By Ideas by Mike | November 28, 2025

In this episode of the Ideas by Mike Podcast, Mike Milligan, CFP®, talks with Rhyan Finch, CEO of 1st Class Real Estate, about the mindset and strategies behind real estate investing and franchise growth. Rhyan shares how to spot real estate investing opportunities in today’s market, the role of financial discipline in scaling a business, and the key decisions that helped him grow one of the fastest-expanding real estate franchises in the country.

Rhyan’s journey is a powerful lesson in financial planning and growth: he transitioned from a $40,000/year plumber to a $100,000/year agent, only to realize he was over-leveraging and almost went broke.

He shares how he overcame this hurdle, stabilized his finances, and endured the pain of losing $50,000 monthly to build his national real estate franchise.

👉 Watch it on YouTube: https://www.youtube.com/watch?v=RKVYnUY-NoY
🌐 Visit our Website: https://1oakfinancial.com/

*We’d love to hear your thoughts! Don’t forget to subscribe and leave a comment below!*

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